Thomson Hayton Winkley Financial Services offer trusted, independent financial advice to Kendal and the South Lakes. We’re here to protect your financial interests and make the most of your money for a more comfortable future.
Our Services
Preserve and Grow Wealth
Full portfolio planning services based on need, risk profile and objectives incorporating:
- Investing for growth
- Investing for income
- Tax efficiency
- Bespoke portfolios
- Model portfolios
- Active and passive management
Effective Ways to Mitigate Tax
Full use of available tax allowances and reliefs to accumulate and pass on wealth including:
- ISAs
- Pension planning
- EIS and VCT
- Capital Gains Tax planning
- Income Tax planning
- Inheritance Tax planning
Pre and Post Retirement Planning
Full pension advice service for private individuals and business owners:
- Personal Pensions Plans (PPP)
- Self-invested Personal Pension Plans (SIPP)
- Small Self-administered Schemes (SSAS)
- Annuity purchase
- Pension drawdown
- Annual and Lifetime allowance
- Death benefits
Pass On Wealth Efficiently
Protect your family’s wealth by managing your inheritance tax liability, including:
- Gifting
- Effective use of trusts
- Investments free from Inheritance Tax
- Life assurance
Protect Against the Unexpected
Insurance against unexpected events such as death, critical illness and long term sickness, for:
- Family members
- Directors and Partners
- Key employees
Financial Planning After Separation
Personal advice at an emotional time:
- Establish needs and objectives
- Review existing pension plans
- Review existing investments
- Securing your financial future
About Us
We are a firm of Independent Financial Planners providing advice for over fifteen years to clients of the legal side of THW and also to clients approaching us directly.
Our highly skilled and experienced advisers find effective ways to meet your financial needs from pensions and investments to protection and tax. Working together we create a secure financial future for you and your family.