Thomson Hayton Winkley Financial Services offer trusted, independent financial advice to Kendal and the South Lakes. We’re here to protect your financial interests and make the most of your money for a more comfortable future. Please contact us to arrange a no cost/free initial meeting.
Preserve and grow wealth
Full portfolio planning services based on need, risk profile and objectives incorporating: Investing for growth, Investing for income, Tax efficiency, Bespoke portfolios, Model portfolios, Active and passive management
Pass on wealth efficiently
Protect your family’s wealth by managing your inheritance tax liability, including: Gifting, Effective use of trusts, Investments free from Inheritance Tax, Life assurance
Effective ways to mitigate tax
Full use of available tax allowances and reliefs to accumulate and pass on wealth including: ISAs, Pension planning, EIS and VCT, Capital Gains Tax planning, Income Tax planning, Inheritance Tax planning
Pre and post retirement planning
We offer a full pension advice service for private individuals and business owners so that you can plan for a better future for you and your loved ones.
Financial planning after separation
Personal advice at an emotional time: Establish needs and objectives, Review existing pension plans, Review existing investments, Securing your financial future
Other advice areas
We can help with a range of other matters, including mortgage advice, equity release, defined benefit pension transfer, wills and lasting powers of attorney and conveyancing